《金融世界2》在线收听－澳洲广播电台中文部制作
金融世界
第二讲 货币的三种特性
二十四集教学节目金融世界为您介绍金融与货币的基本知识，同时结合内容为您讲解金融英语，欢迎您上网学习。这一集介绍货币的三种特性：可携带性、持久性和可分割性。
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上一讲中我们谈了货币的历史和它的三种基本功能。这三种功能的英文是：
1 Medium of exchange 交换媒介
2 Unit of account 计算单位
3 Store of value 价值储存手段
现代货币除了这三种基本功能之外，还必须具备三种特性，也就是:
1 portability 可携带性
2 durability 持久性
3 divisibility 可分性
从历史上来看，有很多不同形式的货币都因为不能完全满足这三种特性的要求而逐步被淘汰，让位给新的符合这些特性要求的货币形式。澳大利亚墨尔本大学商学院的哈珀教授对此作了介绍。他说：
In the earliest days, for example in ancient Babylon, measures of wheat were the money commodity. People would exchange other goods and services firstly by exchanging quantities of wheat. And eventually it was worked out by the Babylonian priests that they could hold the wheat in a central store and then simply keep records of who owned the wheat. And rather than physically moving the wheat around, eventually we had a primitive system - quite advanced by the terms of the d