信息检索课程实习报告-实习报告
信息检索课程实习报告： 一、 序言部分实习题目：柜台交易及其交易模式及流程学生姓名：熊炎波（01083094）分工内容：制定检索策略，选择检索入口词，并对检索入口词进行修正检索，选择ABI（商业信息数据库）进行检索，并选择检索结果进行翻译,并编写综述。检索系统：ABI（商业信息数据库） 数据库名称：ABI（商业信息数据库），具体应用的是数据库是： Business –ABI/INFORM Trade & Industry(第1—13篇) Business-ProQuest Asian Business（第14—20篇） 二、检索策略部分： 课题分析：“柜台交易及其交易模式及流程”有两部分构成，一部分是柜台交易，柜台交易的交易模式及流程。柜台交易又称场外交易是证券交易的一种方式，是经济金融学研究的一种课题。针对本课题的检索，应从“柜台交易”一词入手，然后通过二次检索获得关于“柜台交易及其交易模式及流程”的有关论文。检索系统的选择：图书馆网络数据库在线检索系统——ABI商业信息数据库数据库的选择：ABI商业信息数据库——Multiple databases, Business-ABI/Inform Trade&Industry, Business-Proquest Asin Business,Business Source Premier (BSP) 检索词的分析与选择：柜台交易在英文中称为 Over the Counter transaction , 在金融专业术语中常简称为 OTC，因此应以 OTC 或 Over the Counter transaction， counter transaction(柜台交易) 作为检索入口词（关键词）进行基本检索，然后对检索结果以 model OR mode（模式） 和 flow，procedure OR program（流程）作为二次检索的入口词。检索式的构建： SUB(Over the counter transaction) AND LA(English)，SUB（model OR mode）AND SUB(flow OR procedure OR program )检索策略调整： 主要是对检索入口词调整 , 开始始选择的是以Over the Counter trading 作为第一次检索的入口词，后来经过调整，改为下列入口词： Counter transaction (柜台交易)Over the Counter transaction(柜台交易) Counter transaction model(柜台交易模式)Counter transaction flow(柜台交易流程) 三、 检索结果及文摘翻译： 所用的数据库：ABI（商业信息数据库）—— Business –ABI/INFORM Trade & Industry(第1—13篇)ABI（商业信息数据库）——Business-ProQuest Asian Business（第14—20篇）检索的时间范围是：All dates 检索结果列出：（1——13）篇： 1、所用数据库名称：ProQuest Business –ABI/INFORM Trade & Industry检索的时间范围：All Dates论文题目（Title）：New pvt banks set to hike transaction fees文摘（Abstract）：Another approach that is being mulled is of 'zero balance accounts with a fee for each transaction or enquiry'. This would mean that the customer need not maintain any balance in the account but instead pay a charge for each account statement, check on balance amount, ATM withdrawal and over the counter transaction.Numbers thrown by bankers explain the logic: a branch transaction costs the bank the most at Rs 75, an ATM transaction costs Rs 12, the call centre costs Rs 10 and the Internet the least at Rs 2.In HDFC Bank and ICICI Bank charges are already in place for frequent ATM withdrawals in case the minimum account balance is not maintained. Recently ICICI Bank imposed a fee for cash deposits in non-host branches. Host branch is the particular branch in which the customer's account is maintained译文：正被仔细考虑的另一种方法具有'对每笔交易来说具有零平衡帐户的费用的功能。 这将意味着用户不必再保持帐户的平衡，而是改为支付每份帐单的费用， 检查差额，ATM 收回，和在柜台交易上方。 银行家扔的数目解释逻辑： 一分支交易费用银行最多在Rs 75， 一台ATM 交易费用Rs 12，电话中心在Rs 2花费Rs 10 和因特网最小。 在HDFC银行和ICICI银行控告已经在适当的位置适合最小帐户结余没保持如果的频繁的ATM 收回。 最近ICICI银行在非总部为现金付款存款强加一项费用。 总部是用户的账被保持的特别的分部 刊名及卷、期数：Sunday BusinessBusinessline. Chennai: Mar 10, XX. pg. 1 2、所用数据库名称：ProQuest Business –ABI/INFORM Trade & Industry检索的时间范围：All Dates论文题目（Title）：East West Bank rolls out new car financing program文摘（Abstract）：Repayment is convenient with the issuance of postdated checks, automatic debit arrangement or over-the-counter transaction at any of East West Bank's 55 Personalized Banking Centers (PBC).译文： 偿还帐款对推迟日期的审查， 自动借方安排或者柜台交易在东部西岸的55个性化的银行中心(PBC) 中任何人来说都显的很便利。 刊名及卷、期数：BusinessWorld. Manila: Mar 8, XX. pg. 1 3、所用数据库名称：ProQuest Business –ABI/INFORM Trade & Industry检索的时间范围：All Dates论文题目（Title）：SEC set to release alternative trade rules文摘（Abstract）：If the SEC gets a favorable BIR ruling, the alternative electronic trading system will be treated as an informal exchange and trades will only be charged a tax rate of one and one-half percent per transaction just like in the bourse. If the BIR will not consider that, then securities traded electronically will be considered as an over-the-counter transaction and will have to be charged a 10% capital gains tax.译文： 如果证交会得到有利的BIR制约， 这个选择电子贸易系统 将被看作一次非正式交换，贸易只将被正如在证券交易所一样收费一个每交易百分之一个半的税率。 如果BIR 将不考虑那， 然后通过电子买卖的证券将被认为是一次柜台交易并且必须被收费10%的资本收益税。 作者及单位名称：Leilani M. Gallardo刊名及卷、期数：BusinessWorld. Manila: Dec 23, XX. pg. 1 4、所用数据库名称：ProQuest Business –ABI/INFORM Trade & Industry检索的时间范围：All Dates论文题目（Title）：Solon evaded taxes?文摘（Abstract）：Sen. Renato L Cayetano conducted himself unethically by acquiring his shares of stock in BW Resources Inc. through ove译文： 参议员Renato L Cayetano通过通过柜台交易在BW 资源股份有限公司获得他的股份引导他自己unethically，参议院少数派昨天说。 作者及单位名称：Cayetano, Renato L刊名及卷、期数：BusinessWorld. Manila: Jan 16, XX. pg. 1 5、所用数据库名称：ProQuest Business –ABI/INFORM Trade & Industry检索的时间范围：All Dates论文题目（Title）：SPECIAL FEATURE: Cashless Spending: A lifestyle card with practical uses文摘（Abstract）：Diners Club Philippines operates under the franchise of Security Diners International Corporation, a wholly owned subsidiary of Security Bank. Unlike other contenders in the market today, it offers personalized service to its clients. As its brand suggests, Diners Club provides cardholders a sense of belonging to an exclusive organization. "We have a personalized approach, unlike other card companies wherein all you are is a card number," said Ronald Bibonia, first vice president for business development of Diners Club Philippines. "We keep track of our clients almost on an individual basis."Aside from insurance, Diners Club also provides its clients an array of services and privileges. With Club Cash, for instance, cardholders can avail of up to 50% available credit line which can be accessed via the ATM or over-the-counter transactions at the Diners Club Centre, Security Bank and Pilipinas Bank branches, and select Cashlink and Bancnet ATMs. Utility bills, on the other hand, can be settled through the Club Bill Connection facility. This enables cardholders to pay electric bills, Internet subscription, phone bills and the like by just enrolling these services to their Diners Club card.More than these services, Diners Club takes pride in offering Club members free access to exclusive airport and business lounges in major cities worldwide through the Club Lounges facility. One doesn't have to be a gold cardholder or a member of the frequent buyer program of an airline to enjoy luxuries such as free buffet or the use of private toilets and bath. Club members are welcome to all these facilities by just presenting their Diners Club International card. "Other people would have to pay to have access to those lounges or maybe don't get the chance to enter," said Mr. [Patrick Carlos]. "B译文：菲律宾就餐者俱乐部有安全就餐者多国合作的特许权，并且在一个安全银行的全资子公司下经营。 与今天市场上其他竞争者不同，它给它的客户提供个性化的服务。作为其品牌建议，就餐者俱乐部为持卡人提供一个属于一个专有的组织的感觉。 "我们让个性化接近， 与你的全部是一个卡片号码的其他卡片公司不同" ，罗纳德Bibonia，首先就餐者俱乐部菲律宾的商业发展的副总统说。 " 我们在一个个人的基础上几乎跟踪我们的客户"。 除了保险，就餐者俱乐部也为它的客户提
